Articles & Insights

ELSS funds let you save up to ₹46,800 in taxes under Section 80C while building long-term wealth. Here are the top 5 picks for FY 2025-26 based on 5-year performance, consistency, and portfolio quality.

Over 80% of actively managed large-cap funds fail to beat the Nifty 50 over a 10-year period. Does this mean you should abandon active funds entirely? The answer is more nuanced than the headlines suggest.

Building a ₹1 crore portfolio sounds daunting but it is entirely achievable with a structured SIP plan, the right fund selection, and one key habit: not stopping during market corrections.

Mid-cap funds occupy the sweet spot between large-cap stability and small-cap explosive growth. But they also fall harder in bear markets. Here is everything you need to know before allocating to mid caps.

Point & Figure (P&F) charting is one of the most underused analytical tools for evaluating mutual fund NAV trends. Unlike time-based charts, P&F focuses purely on price movement — filtering out market noise with remarkable precision.

Gold as an asset class deserves a 5–10% place in every well-diversified portfolio. But should you hold it via Gold ETFs or Sovereign Gold Bonds? The differences in returns, taxation, and liquidity are significant.

Rebalancing is the discipline of selling winners and buying underperformers to restore your target allocation. Done correctly, it forces you to buy low and sell high automatically — without any market prediction.

The expense ratio is the annual fee a mutual fund charges for managing your money. It looks tiny — 0.5% or 1.5% — but compounded over 20 years, the difference between high and low expense ratio funds can cost you ₹20+ lakhs on a ₹50 lakh portfolio.

Flexi Cap funds give fund managers the freedom to move across large, mid, and small cap stocks based on market opportunities. This flexibility is their greatest strength — and also the hardest thing to evaluate.